Compliance you can prove,
not just claim.
ComplianceGuard is the forensic reconciliation platform that helps regulated organizations—starting with Nigerian DNFBPs—meet AML/CFT obligations with structured, auditable decision-making.
"Explain everything or flag it." — Every transaction resolved. Every period closed.
ComplianceGuard is a product of Ethica House Africa Limited.
Transactions
12,847
↑ 24% this period
Ghost Transactions
23
80% resolved
Patterns Detected
3
Requires review
Open Cases
7
2 pending approval
Ghost Transaction Detected
₦2,450,000.00 • Dec 01, 2025 • No matching ledger entry
Screening Result
PEP match detected • 85% confidence • Requires review
Manual Reconciliation
Excel spreadsheets. Ad-hoc reviews. Inconsistent processes. Ghost transactions slip through the cracks.
Late Reporting
STR deadlines missed. CTR filings incomplete. No structured workflow to track what's been done.
No Audit Trail
When auditors ask, there's no evidence. No record of what was known, when it was known, and what was done about it.
The Platform for Modern Compliance
ComplianceGuard replaces chaos with a structured, automated operating layer.
Automation
Put routine checks on autopilot, keep your team focused on high-value risk decisions.
Evidence
Collect and timestamp proof of compliance, build audit trails that are hard to argue with.
Control
Gain centralized oversight across business units, entities, and regulatory jurisdictions.
Forensic reconciliation that stands up to scrutiny.
Built for the nuances of Nigerian regulation, from SCUML to NFIU mandates, without turning your team into spreadsheet monks.
Explore with a demoCompliance Operations
- Workflow automation for policies, attestations, and tasks
- Assignment, SLAs, and deadline tracking across teams
AML and Monitoring
- Transaction monitoring workflows and case management
- Sanctions and watchlist integration pathways
Reporting and Audit Readiness
- Faster report generation with evidence attached
- Strong audit logs and traceability across actions
The Solution
Forensic reconciliation that
stands up to scrutiny.
Bank Statement Reconciliation
Upload statements from GTBank, Access, Zenith, First Bank, UBA, Fidelity, and more. Auto-detect formats or map your own columns.
- CSV & Excel support
- Smart date & amount parsing
- Duplicate detection
Ghost Transaction Detection
Every unmatched transaction is flagged. You must explain it, escalate it, or mark it as immaterial. No exceptions.
- 100% resolution required
- Pattern detection (structuring, rapid movement)
- Risk scoring
Case Management & Audit Trail
Build audit-ready case files with notes, attachments, and clear maker-checker workflows. Every action is logged.
- Timeline & attachments
- Maker-checker approval
- Immutable audit logs
Screening & KYC Check
Screen entities against PEP and sanctions lists before transactions. Integrated with multiple data sources for comprehensive coverage.
- PEP & sanctions screening
- Multiple data sources (Nigeria & global)
- Confidence scoring & match detection
Serving leaders across regulated sectors
Regulatory Ready
Built for Nigerian AML/CFT requirements.
Generate comprehensive regulatory reports and maintain complete audit trails for regulatory examinations. When SCUML or NFIU asks, you'll be ready.
Security you can explain to auditors.
Your data is your most critical asset. ComplianceGuard is built with a security-first approach that respects data sovereignty and reduces unnecessary exposure.
Strong encryption
Industry-standard encryption for data at rest and in transit.
Granular access control
Role-based access helps ensure people only see what they should see.
Tamper-evident logs
Key actions are recorded with traceability for investigations and audits.
Data minimization
Designed to collect only what is necessary, reducing your liability surface.
Multi-Tenant Architecture
Complete data isolation between organizations. Each tenant's data is securely separated with row-level security policies.
Comprehensive Audit Logs
Every action is logged with user, timestamp, and context. Immutable audit trails retained for 5+ years to meet regulatory requirements.
How it works
From onboarding to your first audit-ready output.
Assess
Map your obligations and current process gaps.
Configure
Set policies, risk rules, and responsibilities.
Integrate
Connect your data sources via API or upload.
Monitor
Track gaps, alerts, and actions in one place.
Report
Generate evidence and outputs without drama.
Pricing
Transparent, usage-based pricing.
Pay a fixed monthly fee for your plan, then use credits for reports beyond your quota. No surprises, no hidden fees.
Monthly Subscription
Your plan includes a monthly report quota and user seats. Perfect for predictable compliance needs.
- Monthly report quotas (10-50 reports)
- Action & Viewer seat allocation
- 10 included credits/month
Pay-As-You-Go Credits
Exceeded your quota? Purchase credit packages to generate additional reports. Credits never expire.
- ₦1,100 per credit (20-credit pack)
- ₦900 per credit (100-credit pack, 18% off)
- Management report: 3 credits • Regulatory PDF: 2 credits • KYC/Screening: 1 credit
Micro
For sole traders and one-man businesses
- Bank reconciliation
- Ghost detection
- Case management
- Basic screening
- ×Director approval workflow
₦5k/month for extra Viewer seat
₦10k/month for extra Action seat (max 2)
₦100k one-time onboarding
Standard
For SMEs with 2-9 staff
- Everything in Micro
- Director approval workflow
- Full screening & KYC
- Full reconciliation mode
- Priority support
₦5k/month for extra Viewer seat
₦10k/month for extra Action seat (max 5)
₦350k one-time onboarding
Enterprise
For larger organizations (10+ staff)
- Everything in Standard
- Unlimited Viewer seats
- API access & custom workflows
- Dedicated support & custom onboarding
₦70k/month for extra Action seat (max 5)
Custom onboarding fee
Helper Passes
Need temporary access for external consultants, auditors, or seasonal staff? Helper Passes grant full Action seat permissions for a limited time.
Pricing tiers are assigned by Ethica House based on your organization profile. Contact us to get started.
"Before ComplianceGuard, audit season meant two weeks of late nights. Now, it is a matter of exporting a report. The peace of mind is invaluable."
Chief Compliance Officer
Leading Lagos Fintech
"The only platform we found that actually understands local regulatory nuance without endless customization."
Head of Risk
Pan-African Capital Firm
Frequently Asked Questions
Where is our data hosted?
Hosting options depend on your regulatory and data residency requirements. We can support secure cloud hosting and region-aware deployments where needed.
How long does onboarding take?
Many teams go live in 2 to 4 weeks, depending on modules, data availability, and workflow complexity.
Do you integrate with our existing tech stack?
Yes. We support API-based integration, and can also start with uploads for teams that prefer a phased approach.
What kind of support is included?
Support varies by plan. Enterprise customers typically have priority support and structured onboarding.
How does pricing work?
Pricing is typically annual, based on modules and scope. If you want predictable budgeting, we can structure it that way.
Ready to close every period with confidence?
See ComplianceGuard in action, ask hard questions.